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MS Independent Living Waiver

Published on
August 24, 2023
Last updated
February 29, 2024
Written by
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Katie Wilkinson
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The Independent Living Waiver provides services and support to eligible individuals with severe orthopedic or neurological impairments to help them achieve their goals of independent living and self-determination
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Many people with disabilities prefer living in their homes and communities rather than nursing facilities or institutions. However, they may need assistance with daily activities like personal care, mobility, or household chores. In Mississippi, a Medicaid program can help them achieve their goals of independent living and self-determination. The Independent Living Waiver provides services and support to eligible individuals with severe orthopedic or neurological impairments.

Overview of the Independent Living Waiver

The Independent Living Waiver provides services to recipients requiring a nursing facility level of care. This waiver is jointly administered by the Division of Medicaid and the Department of Rehabilitation Services.

The purpose of the waiver is to empower people with disabilities to live as independently as possible in their own homes or other settings of their choice, with the assistance of personal care attendants and other supports. The waiver also aims to prevent or delay institutionalization, promote self-direction and consumer choice, and enhance participants' quality of life.

The target population of the waiver is individuals aged 16 years or older with severe orthopedic and/or neurological impairments. These impairments may include spinal cord injury, traumatic brain injury, multiple sclerosis, cerebral palsy, muscular dystrophy, stroke, arthritis, or Alzheimer's disease.

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Eligibility Requirements

To be eligible for the Independent Living Waiver, an individual must meet the following criteria:

  • Be a Mississippi resident
  • Be age 16 years old or older
  • Have a severe orthopedic and/or neurological impairment that limits one or more major life activities
  • Be medically stable and able to verbally or nonverbally express ideas and wants with their care team
  • Require a nursing facility level of care
  • Be Medicaid eligible in one of the following categories: Supplemental Security Income (SSI), Low-Income Families and Children Program, Disabled Child Living at Home, Working Disabled Children Under Age 19 Under 100% of Poverty, Disabled Adult Child Protected Foster Care Adolescents CWS Foster Children and Adoption Assistance Children IV-E Foster Children and Adoption Assistance Children
  • income level up to 300% of the Supplemental Security Income (SSI) federal benefit rate, which is $914 per month for an individual and $1,371 per month for a couple in 2023
  • Have an individualized service plan that can be safely and effectively implemented in the home or community setting
  • Agree to participate in the waiver program and comply with its rules and regulations

Services and Supports

The Independent Living Waiver offers various services and supports to help participants live independently and comfortably in their homes or communities. These services include:

  • Case management: A service that allows participants to access and coordinate their waiver services and other resources. Case managers are responsible for conducting assessments, developing service plans, monitoring service delivery, providing advocacy and guidance, and ensuring quality assurance.
  • Personal care attendant: A service that assists with activities of daily living (ADLs), such as bathing, dressing, grooming, toileting, eating, transferring, and mobility. Personal care attendants also assist with instrumental activities of daily living (IADLs), such as household chores, shopping, transportation, medication management, and socialization. Personal care attendants are hired and supervised by the participants or their representatives.
  • Environmental accessibility adaptations: A service that provides modifications or improvements to the participant's home or vehicle necessary to ensure their health, safety, accessibility, and independence. Examples of environmental accessibility adaptations include ramps, grab bars, widened doorways, lifts, handrails, etc.
  • Specialized medical equipment and supplies: A service that provides equipment or supplies that are medically necessary to improve the participant's functioning or prevent deterioration. Examples of specialized medical equipment and supplies include wheelchairs, walkers, canes, crutches, hospital beds, mattresses, bed rails, commodes, shower chairs, incontinence supplies, etc.
  • Transition assistance: A financial aid service to participants transitioning from an institutional to a community setting. Transition assistance covers security deposits, utility deposits, moving costs, furniture, household items, etc.
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Compensation for Caregivers

One of the benefits of the Independent Living Waiver is that it allows participants to choose and pay their personal care attendants, including family members. This means that family caregivers who care for their loved ones can receive compensation through the waiver program.

The Independent Living Waiver offers a self-direction option that gives participants more control and flexibility over their personal care services. Participants can decide who they want to hire as their personal care attendants, how much they want to pay them, what tasks they want them to perform, and when and how they want them to provide the services. Participants can also fire or replace their personal care attendants if unsatisfied with their performance.

The self-direction option is voluntary and not mandatory. Participants who choose this option must be able to manage their services or have a representative who can do it for them. Participants who choose this option must also enroll in the Personal Choices program, a cash-benefit program that allows participants to receive a monthly allowance to pay for their personal care services.

The amount of the monthly allowance depends on the participant's level of need, as determined by an assessment. The average monthly budget for participants in the Independent Living Waiver is $1,500. Participants can use this allowance to pay their personal care attendants, including family members if they meet the minimum qualifications and pass a background check. Participants can also use this allowance to pay for other goods or services related to their personal care needs, such as transportation, laundry, or meals.

The Personal Choices program provides participants with a fiscal intermediary, an agency that handles the financial aspects of the self-direction option. The fiscal intermediary is responsible for processing the payroll, withholding taxes, issuing W-2 forms, and providing insurance and workers' compensation for the personal care attendants. The fiscal intermediary also provides participants with a budget counselor, who helps them manage their monthly allowance and keep track of their expenses.

A Note from Givers

If you are interested in applying for this program or finding out if you are eligible, please fill out this form, and we will get back to you as soon as possible. We are here to help you get the support and resources you need to care for your loved ones and yourself.

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