General
5
min read

What is Home Health Care?

Home health care, unlike home care, offers medical services at home by skilled professionals, providing comfort, recovery, and quality care tailored to patients' needs.
Published on
December 18, 2024
Presented by Givers
Givers supports and pays people who are caring for their loved ones.
See If You're Eligible

More and more aging adults want to stay in their homes today. But what if they have challenging needs? This is where home health care comes in. Instead of staying in a nursing home or hospital, your loved one stays home. Health care professionals come directly to the home and provide customized health service.

Home health care offers a fantastic resource for family caregivers when a loved one is recovering from an illness or managing a long-term health issue. Be fully supported during challenging times.

Key Takeaways

  • Home health care is medical services delivered at home by licensed professionals like nurses, therapists, and aides, providing treatments such as wound care, therapy, chronic disease management, and more.
  • It enables recovery, chronic condition management, or palliative support in the comfort of home, reducing the need for hospital stays or nursing home care.
  • Costs may be covered by Medicare, Medicaid, private insurance, veterans benefits, workers' comp, or managed care organizations, depending on eligibility.

What is home health care?

Home health care provides medical services in a patient's home, offering convenience and comfort while addressing health needs. It is typically delivered by licensed healthcare professionals such as nurses, physical therapists, and medical social workers, focusing on treatments like wound care, physical therapy, medication management, and monitoring chronic conditions.

Difference from home care

Unlike non-medical home care, which assists with daily tasks, home health care is prescribed by a health care provider and tailored to the patient's medical needs. This approach helps individuals recover from illness, injury, or surgery, manage chronic diseases, or receive palliative care, all while remaining in a familiar environment.

Related article: What Is Home Care? >>

FIND SUPPORT NOW

Who are you caring for?

Types of care offered in home health care

Home health care offers a range of specialized medical services.

Types of services provided may include:

Skilled nursing care

Licensed nurses deliver clinical care, including wound care, IV therapy, medication management, and monitoring of vital signs. Skilled nursing is essential for patients who require advanced medical attention at home, often after a hospital stay or due to chronic illnesses.

Therapy services

  • Physical therapy: Focuses on improving mobility, strength, and balance, often for those recovering from surgery, injury, or chronic conditions like arthritis or stroke.
  • Occupational therapy: Helps patients regain the ability to perform daily tasks (e.g., dressing and bathing) and may involve home safety assessments.
  • Speech therapy: Assists with speech and communication issues, often due to stroke or neurological disorders, as well as swallowing difficulties (dysphagia).

Medical social work

Social workers support patients and families by connecting them to community resources, counseling, and financial assistance programs.

Chronic disease management

Home health care helps patients manage long-term conditions such as diabetes, COPD, or heart disease through education, symptom monitoring, and treatment plans.

Post-hospitalization or surgery care

Patients recovering from hospitalization or surgery benefit from services like wound care, mobility assistance, and medication administration. This care minimizes the risk of complications and helps patients recover more quickly in the comfort of their home.

Home health care professionals

Home health care relies on a multidisciplinary team of professionals who collaborate to provide comprehensive care in the patient's home.

Here's an overview of the types of professionals and their roles:

Registered Nurses (RNs) and Licensed Practical Nurses (LPNs)

RNs provide clinical care, such as administering medications, wound care, managing IVs, and monitoring medical conditions. They also educate patients and families on disease management and self-care.

LPNs work under the supervision of RNs or doctors, assisting with tasks like checking vital signs, changing dressings, and administering medications.

Physical therapists (PTs)

Physical therapists focus on improving mobility, strength, and physical function. They create personalized rehabilitation plans and teach patients exercises to enhance balance and prevent falls.

Occupational therapists (OTs)

Occupational therapists help patients regain the ability to perform essential daily activities, such as dressing, bathing, and cooking. They also assess the home environment for safety and recommend adaptive equipment or modifications.

Speech-language pathologists (SLPs)

SLPs, or speech therapists, assist patients with communication and swallowing disorders, often due to neurological conditions like stroke or Parkinson's disease. They design therapy plans to improve speech clarity, language comprehension, and swallowing function.

Medical social workers

Medical social workers provide emotional support, counseling, and practical resources to patients and families. They assist with financial concerns, access to community services, advance care planning, and navigating the complexities of long-term care or end-of-life decisions.

Certified nursing assistants (CNAs)

While they don't provide medical care, CNAs support patients with personal care tasks like bathing, grooming, dressing, and mobility assistance.

Home health aides

In some cases, home health aides work alongside nurses to provide non-clinical support with activities of daily living (ADLs), including meal preparation, light housekeeping, and companionship.

FIND SUPPORT NOW

Can you get paid to care for your loved one?

woman smiling

Financial considerations for home health care

Home health care services can be costly, but options are available to help cover the expenses.

Some options include:

Medicare (Part A and Part B)

Medicare often covers home health care for eligible patients if specific conditions are met:

  • The care must be deemed medically necessary and ordered by a physician.
  • The patient must be homebound, meaning they have difficulty leaving home without assistance.
  • Services must be provided by a Medicare-certified home health agency.

Part A covers home health care if the patient was recently discharged from a hospital or skilled nursing facility. Part B covers ongoing home health care needs, such as skilled nursing, therapy services, and medical social work. Medicare does not cover non-medical home care (e.g., personal care or housekeeping).

Medicaid

Medicaid can cover home health care for low-income individuals who meet eligibility requirements. Depending on the state and program, coverage includes skilled nursing, therapy services, medical equipment, and sometimes personal care services or non-medical services.

Private health insurance

Many private insurance plans cover home health care, though the extent of coverage varies by plan. Coverage often includes skilled nursing and therapy services but may exclude long-term or non-medical care.

Policies may require pre-authorization or referral from a physician, and patients should review their policies to understand co-pays, deductibles, and limitations on services.

Veterans benefits

The U.S. Department of Veterans Affairs (VA) offers home health care support for eligible veterans. Programs include skilled nursing and therapy services, assistance with daily living activities through programs like the Homemaker and Home Health Aide Care, and coverage for specialized care like physical therapy or palliative care under the VA Health Benefits package.

Workers' compensation

For individuals who require home health care due to work-related injuries or illnesses, workers' compensation may cover costs if they can prove the injury or condition occurred at work. Covered services include skilled nursing, therapy, and, in some cases, personal care services.

Managed Care Organizations (MCOs)

MCOs, such as Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs), may cover home health care as part of their comprehensive care plans. Coverage requires the use of in-network providers, and services are often subject to plan-specific guidelines, such as pre-authorization or a limited number of visits.

Additional considerations

  • Out-of-pocket costs: Patients may need to pay for services not covered by their insurance like personal care, meal preparation, or extended caregiving hours.
  • Long-term care insurance: For those with long-term care policies, home health care services are often included, particularly for chronic conditions or disabilities.
  • Nonprofit or community programs: Some nonprofits offer financial assistance or subsidized home care services.

A note from Givers

Home health care is an option for people who wish to receive quality medical care while staying in the comfort of their homes. It empowers patients to recover, manage chronic conditions, or find support during challenging health times. For families, it provides peace of mind and ensures that loved ones are cared for with dignity.

Share this post
Givers supports and pays people caring for their loved ones.
See if you qualify in 60 seconds.
Check Your Eligibility
get paid

Apply Now

mother daughter