Medicaid
4
min read

Does Urgent Care Take Medicaid?

Learn how Medicaid covers urgent care visits, including services, costs, and how to find facilities that accept your plan for affordable, non-emergency care.
Published on
January 27, 2025
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While many urgent care centers welcome Medicaid patients, in some cases, your loved one can't just walk in and receive treatment. Why? Not every urgent care clinic automatically accepts Medicaid. Before heading to an urgent care facility, families should always call ahead and verify that the specific location accepts Medicaid.

Key Takeaways

  • Many urgent care centers accept Medicaid, offering low or no copays for services like treatment of minor illnesses, injuries, and diagnostic tests. Always call ahead to confirm Medicaid acceptance at your chosen location.
  • Use primary care for routine and ongoing health needs, urgent care for non-life-threatening issues, and emergency services for severe or life-threatening conditions.
  • Check Medicaid directories, online tools, or call clinics directly to locate urgent care clinics that accept Medicaid. Scheduling online can save time and ensure availability.

Understanding Medicaid

Medicaid provides medical coverage to millions of Americans with limited economic resources. This joint federal and state program offers medical care to qualifying low-income residents, creating a safety net for vulnerable populations.

When Medicaid patients use urgent care services, they can expect low or no out-of-pocket costs, as many states impose minimal copayments ranging from $0 to $10. These costs vary by state, income level, and specific Medicaid program rules, with some individuals (e.g., children or pregnant women) often exempt from copays.

Differences between Medicaid and Medicare

While most urgent care centers accept both Medicaid and Medicare, Medicaid and Medicare serve different populations and operate differently.

Medicaid

  • Designed for low-income individuals and families
  • Covers a wide range of healthcare services
  • Eligibility and benefits vary by state

Medicare

  • Primarily for individuals aged 65 and older or those with certain disabilities
  • Covers urgent care visits and other healthcare services nationwide
  • Offers more standardized benefits regardless of state

Do urgent care centers accept Medicaid?

Urgent care walk-in clinics provide a wide range of medical services that are typically covered by Medicaid, depending on the state and specific Medicaid plan.

These services often include:

Treatment for minor illnesses

  • Colds, flu, and fevers
  • Sore throat, strep throat, and sinus infections
  • Ear infections and pink eye

Minor injury care

  • Cuts and lacerations (including stitches)
  • Sprains, strains, and minor fractures
  • Minor burns or bruises

Diagnostic testing

  • X-rays and imaging for minor injuries
  • Lab testing for infections or other conditions (e.g., strep tests, flu tests, or blood work)

Preventive and routine care

  • Vaccinations (in some cases)
  • Basic health screenings
  • Blood pressure or glucose checks

Prescription services

  • Prescriptions for medications to treat illnesses or manage symptoms

No referrals required

Medicaid patients can access urgent care services without a referral, which means faster medical care for minor health issues like cuts, bruises, stitches, or X-rays. This direct access means they can seek care even when their regular doctors are unavailable.

Important notes

  • Medicaid health coverage for urgent care services usually includes low or no copayments.
  • Coverage can vary by state and individual Medicaid plan, so it’s important to confirm specific benefits with your provider.
  • This kind of care does not typically offer specialized or extensive care for chronic conditions but may provide referrals for follow-up care if needed.
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Finding urgent care facilities that accept Medicaid

Finding an urgent care location that accepts Medicaid is important to ensure you get affordable and accessible care.

Here’s how to locate one near you:

1. Check your Medicaid provider network

Visit your state Medicaid website or log into your Medicaid plan’s online portal. Most plans provide a searchable directory of participating providers.

Contact your Medicaid plan’s customer service for assistance in locating nearby urgent care centers that accept your health coverage.

2. Use online search tools

Websites like Medicaid.gov or your state’s Medicaid page often have tools to help you search for approved providers.

Use platforms like Solv Health or Zocdoc, filtering results by "Medicaid" to find urgent care centers that accept it.

3. Call the clinics directly

Search for local urgent care clinics online and call ahead to confirm if they accept Medicaid. Be sure to mention your specific Medicaid plan, as not all facilities accept every Medicaid managed care plan.

4. Ask your primary care provider (PCP)

Your PCP may recommend or refer you to an urgent care center in your area that accepts Medicaid. Providers often have relationships with local facilities and can guide you to the right place.

5. Visit a federally qualified health center (FQHC)

FQHCs and community health clinics often accept Medicaid and provide urgent care services. These centers offer affordable care, even for those with limited resources.

6. Check with state-specific Medicaid managed care plans

If you are enrolled in a Medicaid managed care plan (e.g., Aetna Better Health, UnitedHealthcare Community Plan), use their network directories or apps to locate in-network urgent care providers.

Always carry your Medicaid ID card and confirm coverage details and payment options with the facility before your urgent care visit to avoid unexpected costs.

Many urgent care facilities now allow you to schedule an appointment online which cuts down wait times. Look for this option on the clinic’s website or through third-party platforms.

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Primary care vs. urgent care vs. emergency care

For ongoing care and minor issues, choose your primary care provider. For urgent but non-life-threatening concerns, go to urgent care. For life-threatening emergencies, always seek immediate emergency services. Knowing where to go can save time, money, and lives.

Primary care

Visit your primary care provider (PCP) for:

  • Annual check-ups and physical exams
  • Preventative care
  • Chronic condition management (e.g., diabetes, high blood pressure)
  • Mild illnesses like colds, allergies, or sinus infections
  • Vaccinations or health screenings
  • Referrals to specialists

Urgent care

Consider urgent care for:

  • Minor injuries, such as cuts needing stitches, sprains, or minor fractures
  • Common illnesses, such as the flu, strep throat, or ear infections
  • Mild to moderate symptoms, such as a fever, sore throat, or rash
  • Situations when your PCP is unavailable, such as after hours or weekends

Emergency care

Call 911 or go to the ER for:

  • Chest pain, difficulty breathing, or signs of a heart attack or stroke.
  • Severe trauma, such as head injuries, deep wounds, or significant bleeding.
  • Loss of consciousness, seizures, or confusion.
  • Severe allergic reactions (anaphylaxis).
  • Sudden and severe abdominal pain.

Navigating care options under Medicaid is easier when you are informed and prepared. With good planning and clear thinking, you can quickly and affordably meet your loved one's health needs.

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